Mortgage Tool Box
Mortgage Checklist
Purchasing a new home is exciting but it can also be confusing. We have provided a checklist of items that are typically required during your home buying journey. In here, you will also learn what you can expect from your real estate agent, your loan officer and yourself.
Borrower's Certification and Authorization (PDF 52k)
This document is required during the application process. It certifies that all the information you provided is true and complete. It also allows the lender to gather information needed to complete your mortgage loan application. If you have questions regarding this document, please contact one of our Mortgage Loan Officers.
Consumer Handbook on Adjustable Rate Mortgages (ARM) (PDF 707k)
The Consumer Financial Protection Bureau (CFPB) has a helpful booklet regarding adjustable rate mortgages (ARM). The booklet gives you an overview, explains how they work, and discusses some of the issues you may face as a borrower. It also includes a mortgage shopping worksheet tool. For additional information on ARM loans, please contact one of our Mortgage Loan Officers.
The Consumer Financial Protection Bureau (CFPB) offers a step-by-step guide to purchasing your new home. There are many tools and worksheets available in this guide. If this is your first home purchase, this document can help walk you through everything from understanding your credit to choosing the right down payment option.